Terms and Conditions

1. Acceptance of Terms

By accessing or using the Beacon Fundamoren website and related services (the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not access or use the Service. We may update these Terms from time to time, and continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

2. Description of Service

Beacon Fundamoren provides AI-driven data analysis and backtested investment strategy tools intended to support research and decision-making. The Service is provided for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Nothing on the platform should be construed as a recommendation to buy, sell, or hold any security or financial instrument.

3. No Investment Advice

All outputs generated by Beacon Fundamoren, including backtests, projections, and analytical reports, are based on historical and modelled data and are provided "as is" without warranty of accuracy or future performance. Past performance is not indicative of future results. You are solely responsible for any investment decisions made using information obtained from the Service, and you should consult a qualified independent financial advisor before making any investment.

4. Eligibility and Account Registration

To access certain features of the Service, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must be at least 18 years old to use the Service.

5. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

• Reverse-engineer, decompile, or attempt to extract the source code of any part of the Service;
• Use automated means to scrape or harvest data from the platform without authorisation;
• Interfere with or disrupt the integrity or performance of the Service;
• Use the Service for any unlawful purpose or in violation of applicable regulations;
• Resell, sublicense, or redistribute access to the Service without prior written consent.

6. Subscription and Payment

Certain features of the Service may require a paid subscription. Where applicable, pricing, billing cycles, and cancellation terms will be presented to you at the point of purchase. Fees are generally non-refundable except as required by applicable consumer protection law. We reserve the right to modify pricing with reasonable advance notice.

7. Intellectual Property

All content, software, methodology, design, and materials associated with Beacon Fundamoren, including but not limited to text, graphics, logos, and underlying algorithms, are the property of Beacon Fundamoren or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to use the Service for its intended purpose, subject to these Terms.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Beacon Fundamoren and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment losses, arising out of or related to your use of the Service, even if advised of the possibility of such damages. Our total aggregate liability for any claim arising from these Terms shall not exceed the amount paid by you to Beacon Fundamoren in the twelve months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Beacon Fundamoren, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, including for violation of these Terms, without prior notice. You may terminate your account at any time by discontinuing use of the Service and, where applicable, cancelling any active subscription.

12. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party data providers. Beacon Fundamoren does not endorse and is not responsible for the content, accuracy, or practices of any third-party services. Your interactions with such third parties are governed by their own terms and policies.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Beacon Fundamoren operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.

15. Changes to These Terms

We may revise these Terms periodically to reflect changes to our Service or for legal and regulatory reasons. We will indicate the date of the most recent revision below. Your continued use of the Service following any update constitutes your acceptance of the revised Terms.

16. Contact

If you have questions about these Terms, please refer to the contact details provided on our website or in your account correspondence.

Last updated: This draft is provided as a general placeholder and should be dated and reviewed before publication.